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Exclusive Interview: Dale Neibert Explains 21st Century 401k Plan Design
If you want to understand how sophisticated plan sponsors think, you need to talk to sophisticated plan sponsors. For many years, Dale Neibert served as part of a two-man operation that headed one of the nation’s most sophisticated 401k plans. He explains how this plan sponsor incorporated advance behavioral finance techniques, and how it avoided some of today’s most dangerous fads.
What’s the Immediate Impact of the DOL Fiduciary Rule on Current IRA Holders and Future Rollovers?
Just because the new Rule won’t be enforced until January doesn’t mean retirement savers can’t take advantage of it. This does, however, require individuals become self-reliance and look out for their own good. But how is that any different for all other consumer decisions?
Exclusive Interview with Ted Benna: Quits Supporting Fiduciary Rule, says “Not Sufficient”
Ted Benna says ERISA/PBGC – not the 401k – killed pension plans and that pensions no longer make sense given our current job-hopping demographics. He also says a lot more in this must read interview.
Why aren’t 401k Plan Sponsors and Participants Asking These Questions?
Remember, it’s not what you know that’s important, it’s knowing that you don’t know what’s important that’s important.
Did DOL Fiduciary Rule FAQ Just Fire Warning Shot at Target Date Fund/Index Fund Fees?
How much effort does it really take for ongoing monitoring of an index fund or a target date fund? And does that justify the fees advisers typically charge? And is this why the DOL inserted that reference in Q5 of the Fiduciary FAQ?
401k Fiduciary Alert: Regulators Targeting 12b-1 Fees, Is Revenue Sharing Far Behind?
You may not remember this, but several months ago the SEC penalized three AIG affiliates $7.5 million for charging $2 million in extra 12b-1 fees as a result of directing clients into these higher fee share classes when less expensive share classes were available (“SEC fines AIG advisors $9.5M,” CNBC, March 15, 2016). If you […] Read Full Article
QDIA Fiduciary Red Flags 401k Plan Sponsors Must Look Out For
Do 401k plan sponsors know the fiduciary minefield they’re stepping into when they select a QDIA?
The 9 Most Common Mistakes People make within 5 years of Retirement
One of the greatest challenges for plan sponsors and all fiduciaries is to help retirement savers avoid these nine mistakes.
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