401k
Deemed IRAs—Did SECURE Act 2.0 Kill Them or Give Them a Boost?
It’s critical that plan sponsors consult with compliance professionals before adding the Deemed IRA feature.
401k Experts Believe These Are The Most Critical Fiduciary Priorities
Not only do you need to watch the place that holds all the money, you need to watch the pipeline that feeds the money there.
Have The DOL’s Fiduciary Efforts Made Things Worse?
Let’s not just blame certification providers. Government agencies responsible for monitoring and enforcement are also responsible for market confusion and the dilution of the “fiduciary” standard.
The 401k’s Past Is Not Its Future
The story arc of the 401k mimics that of software. Each release adds to and builds on features and benefits over and above those of previous releases.
401k Plan Sponsor Fiduciary Fears Differ From Retirement Advisers Concerns
Documentation, due diligence, and other formal compliance matters are critical to reducing the fiduciary liability of 401k plan sponsors. But ultimately, they are responsible for safeguarding the assets of plan participants.
SECURE 2.0: Over-Hyped or Game-Changer?
We asked retirement advisors from across the country whether they felt SECURE 2.0 had been over-hyped or represented a game changer. Here’s what they said on a few key issues.
Will DOL’s New ESG Fiduciary Rule Change How 401k Plan Sponsors Pick Investments?
Unlike previous definitions, this version takes a definitive step towards allowing plan sponsors to forgo traditional financial measures. Rather than relying on extensive academic studies, this new Rule represents a certain leap of faith.
Crypto Craze Cracks, Raising Potential 401k Fiduciary Liability?
Even without these extremes, this asset class brings with it a roller coaster experience, something many retirement savers won’t be able to stomach.
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