Due Diligence
Plan Sponsors Have This Fiduciary Duty to Structure 401k Plans to Reduce the Harm Market Inefficiencies Pose to Plan Participants
Despite the better intentions of finance professors a generation ago, the market regularly fails the efficiency test. The scary reality is not a question of what degree of market inefficiency exists, it’s that market inefficiency exists at all. And that can harm investors.
This Is How We Rescued Retirement Savings From The 401k Frankenstein Created By An Infatuation With The ‘Style Box’
The proliferation of investment options promised participants a plug-and-play plan. In the process, it created a 401k Frankenstein monster of a mess.
How Can 401k Plan Sponsors Better Shield 401k Participants From External Fraud?
Plan sponsors – or, more specifically, the companies plan participants work for – may be placing employees in a far greater cyber-vulnerable position than they realize.
When Do Index Funds Raise A Fiduciary Issue With 401k Plan Sponsors?
401k plan sponsors can’t afford to fall victim to the lure of heuristics. Index funds can generate just as much fiduciary headaches as actively managed funds.
Did Business Roundtable Just Break a Fiduciary Oath?
The prevailing consensus has been corporate executives work for their owners (i.e., shareholders). That all changed on August 19, 2019. What are the fiduciary implications?
What Do Most 401k Plan Sponsors Use: a 3(38) or a 3(21) Adviser?
If you think this evolution is amazing, just wait until you see what changes come about once the 401kMEP starts ramping up.
What’s the Difference Between 3(38) and 3(21) 401k Advisers?
Once 401k plan sponsors become aware of the differences between the types of service offerings, the ideal strategy is then to explicit solicit proposals for each type of offering to determine which kind of offering best serves their unique situation.
A Fiduciary Approach to Alternative Investments: Friend or Fad?
But is that a chance a fiduciary should take with someone else’s money? The answer is so obvious the question should not have to be asked.
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