Education

Fixable Obstacles IRA Fiduciaries Must Confront Right Now

Astute fiduciaries understand this danger. They can proactively head off turbulence before the waters get particularly bad.

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3 Reasons Companies Should Ditch Their Stand-Alone 401k And Join A 401k PEP

In the end, though, you must remember the PEP is brand new. Not all offerings will offer the same advantages. Some may be designed specifically to forego one advantage to emphasize another.

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Plan Sponsor Primer: How is an Open 401k MEP/PEP Different From a Stand-Alone 401k Plan?

Only time will tell, but the smart money is that open 401k MEP/PEPs are a game-changer. Are you planning to sit on the bench or are you suiting up and getting ready to wade in?

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Looking Ahead: 401k Plan Sponsors Issues Coming in 2021

If plan sponsors assume things can return to the pre-Covid normal, they risk exasperating existing problems. They’re there and cannot be ignored.

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This Is How Small 401k Plan Sponsors Can Best Address Their Unique Needs

The biggest issue when it comes to access is cost. It’s not just the plan sponsor’s sensitivity to higher costs. It’s the service provider’s ability to keep those costs low.

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Market Rotation Presents Opportunity For Urgent Retirement Saver Education

This is an all too common problem,… It’s important right now for 401k plan sponsors to urge their service providers to educate employees about it.

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401k Plan Sponsors and Fiduciaries Should Use This Innovative Approach to Employee Education

If you are responsible for 401k participant education or in any form of employee-based financial literacy program, you may want to adopt methods used by others who teach adults.

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What Can Plan Sponsors Do To Bring Employees Up To The Optimal Deferral Target?

Aside from pep talks and infusing it into their corporate culture, don’t forget that much of what is needed can be built right into the plan.

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