Education
Coming Soon From a 401k Plan Sponsor Near You: A New and Improved Focus on Participant Education
Until communication education becomes generally accepted and standardized, it may be safer to rely on an Annual Education Program rather than an Education Policy Statement.
Fact or Fiction? Slaying the Myth of the 401k Tax Advantage Myth
It’s like winning the lottery. In exchange for getting money you wouldn’t have otherwise received, you’ll have to give some of it to Uncle Sam. Uncle Sam gets more taxes. You get more money. It’s a win-win!
Retirement Readiness: The One True 401k Benchmark Every Fiduciary Should Measure
“The ultimate goal of a 401k plan is to maximize the participants’ retirement readiness.”
Do Common Benchmarks Mislead the 401k Fiduciary?
Regulators tend to focus on the measurable, not the meaningful. What may or may not have relevance in the court of law speaks volumes in the court of common sense.
Compounding: The 401k Equivalent of Cruise Control
Tax-deferred compounding is the retirement saver’s silent partner on the journey to retirement success.
The Retirement Saver’s Secret (as in “Under Appreciated”) Weapon
There’s the usual reason people say to save in tax-deferred retirement plans, then there’s this, much sexier, reason.
What Drives a 401k to Work So Well
With the advent of the 401k plan, we added two more gears, changing our savings vehicle from a ’72 Pinto to a ’68 Mustang.
7 Basic Investment Concepts Every 401k Participant Must Understand
While savings is the critical issue, there are those few employees who have these time and resources to study investing. This is for them.
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