Conflicts of Interest
Where and When Do 401k Fees Still Matter?
You can squeeze a tube of toothpaste all you want, but that doesn’t change how much toothpaste it holds. Are we experiencing the same thing with 401k fees, or are they really dropping as much as we think? And, if they are dropping, are they dropping for the right reasons?
How 401k Plan Sponsor Fiduciary Liability Changes When Retaining Retiree Assets
Once a person enters retirement, the number of scenarios proliferate. Unless the plan sponsor is a financial professional, it’s going to be a challenge to quickly comprehend all these options.
Why Are We Seeing So Little Being Written About 401k Fees Now?
Today, the understanding of conflict-of-interest fees goes well beyond plan sponsors. Individual investors also understand how they can act as a better fiduciary for their own personal investments.
Fiduciary Lessons from Ken Fisher Fallout
Therein lies the conundrum. In the current environment, it may be far easier to overlook the failure to meet benchmarks with adequate consistency than it is to ignore the du jour ad hoc definition of woke.
How Many Small Business Owners Accidentally Trap Themselves with This Treacherous 401k Fiduciary Conflict?
It may not immediately strike small business owners that they may not have complete control or access to their own retirement assets that sit within the company plan they sponsor. After reading this, they may have second thoughts about taking any unvetted actions.
What Will Replace “Fiduciary”?
Regulators (including the DOL) seem intent on splitting the baby in half by allowing two incompatible business models – one fiduciary with no self-dealing fees, the other non-fiduciary with conflict-of-interest fees – to coexist within the same market. Does this mean “fiduciary” has lost its inherent advantage?
Does “Fiduciary” Matter Anymore?
Was “fiduciary” done in by over-saturation? Or was it the victim of a super successful negative campaign? Or is there something missing in our analysis?
When Must a Fiduciary Say “No” to No-Fee Funds?
Still, others remain cautious, especially given the novelty of the idea and the fact it remains untested.
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