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Can This AI-Twist Help 401k Participants Invest Better?
Plan sponsors seeking stronger participant engagement and better retirement outcomes should take note of this innovative AI platform. Can artificial intelligence truly help everyday 401k participants with little investment knowledge make smarter, more diversified decisions? Haven’t we seen technology promise this before? The Problem: Most 401k participants lack the time, knowledge, or confidence to build […] Read Full Article
Exclusive Interview: Lyle Himebaugh on Using AI to Help 401k Participants Make Better Investment Decisions
An employer should look at what they need to do to attract and maintain talent. Once a need is established, the employer must assess all the different technologies and services a 3(38) can provide.
What Will Retirement Savers Do When The AI Bubble Busts?
AI bubble 401k concerns are growing as the AI surge lifts portfolios. But what happens when the bubble bursts? Many savers will likely panic-sell, just like during the dot-com crash.
What The Dot-Com Crash Still Teaches 401k Fiduciaries About The AI Stock Craze
ERISA does not require fiduciaries to predict market tops. It does, however, require a prudent process for selecting and monitoring investments.
What Important Retirement Savings Problem Do Trump Accounts Miss?
The 401k start-up tax credit promises to slash costs of offering a retirement plan, yet few companies are claiming it. What deeper problem is at play?
Trump IRA Access May Be Solving The Wrong Problem
Trump IRA access may be Washington’s latest attempt to solve the wrong retirement problem. Americans already have access to IRAs. They have had it for decades. Banks offer them. Brokerages offer them. Mutual fund companies offer them. Some firms even offer them with no administrative fee and ultra-low-cost index investments. Yet millions of workers still […] Read Full Article
Why Aren’t Companies Using The 401k Start-Up Tax Credit?
The 401k start-up tax credit promises to slash costs of offering a retirement plan, yet few companies are claiming it. What deeper problem is at play?
Why Companies Aren’t Using The 401k Start-Up Tax Credit
When too many moving parts are introduced at once, decisions slow down. Employers may delay action while trying to understand their options, or they may default to inaction when the path forward is not clear.
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