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Exclusive Interview: Lyle Himebaugh on Using AI to Help 401k Participants Make Better Investment Decisions
An employer should look at what they need to do to attract and maintain talent. Once a need is established, the employer must assess all the different technologies and services a 3(38) can provide.
▪ What The Dot-Com Crash Still Teaches 401k Fiduciaries About The AI Stock Craze
▪ Trump IRA Access May Be Solving The Wrong Problem
▪ Why Companies Aren’t Using The 401k Start-Up Tax Credit
▪ Potential Payroll Errors In Roth Catch Up Mandate Expose Fiduciaries To Hidden Risk
▪ Is 401k 3(38) Delegation A Real Risk Transfer Or A Fiduciary Illusion?
Professional Members Only
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Can This AI-Twist Help 401k Participants Invest Better?
Plan sponsors seeking stronger participant engagement and better retirement outcomes should take note of this innovative AI platform. Can artificial intelligence truly help everyday 401k participants with little investment knowledge make smarter, more diversified decisions? Haven’t we seen technology promise this before? The Problem: Most 401k participants lack the time, knowledge, or confidence to build […] Read Full Article
▪ What Will Retirement Savers Do When The AI Bubble Busts?
▪ What Important Retirement Savings Problem Do Trump Accounts Miss?
▪ Why Aren’t Companies Using The 401k Start-Up Tax Credit?
▪ Is 401k Roth Risk A Ruse?
▪ What Do 401k Plan Sponsors Get So Wrong About 3(38) Delegation?
Compliance
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Potential Payroll Errors In Roth Catch Up Mandate Expose Fiduciaries To Hidden Risk
Roth catch up mandate failures are already happening. They are not isolated. They are not rare. And they are not being caught as quickly as fiduciaries might expect. These breakdowns are occurring inside payroll systems that appear to be working. They are flowing through recordkeeping platforms that continue to process contributions without interruption. On the […] Read Full Article
▪ If Participants Don’t Understand It, Should It Be In Your 401k Plan?
▪ Saver’s Match Fiduciary Risk Is The Next 401k Fiduciary Trap
▪ 401k Fiduciary Rule Limbo Exposes Plan Sponsor Risk
▪ Forfeiture Lawsuits Raise New Governance Risks for 401k Plan Sponsors
▪ How Cunningham v. Cornell Exposes the Illusion of 401k Plan Fiduciary Compliance
Preferred Members Only
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Are You Avoiding 401k AI Fiduciary Traps?
401k AI fiduciary traps could spark ERISA violations. Discover how plan sponsors can navigate compliance risks with transparency.
▪ FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Weeks Ending 3/29/24
▪ FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Weeks Ending 3/22/24
▪ FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Weeks Ending 3/15/24
▪ FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Weeks Ending 3/8/24
▪ FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Weeks Ending 3/1/24
Education
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Trump IRA Access May Be Solving The Wrong Problem
Trump IRA access may be Washington’s latest attempt to solve the wrong retirement problem. Americans already have access to IRAs. They have had it for decades. Banks offer them. Brokerages offer them. Mutual fund companies offer them. Some firms even offer them with no administrative fee and ultra-low-cost index investments. Yet millions of workers still […] Read Full Article
▪ Why Companies Aren’t Using The 401k Start-Up Tax Credit
▪ Is the ‘Netflix Effect’ Quietly Killing 401k Retirement Readiness?
▪ Lack of Consequences for Small Employers with Poor 401k Plans
▪ Helicopter Plan Sponsor And The Rise Of Auto 401k Decumulation Defaults
▪ 401k And The Expansion of Corporate Paternalism
Interviews
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Exclusive Interview: Lyle Himebaugh on Using AI to Help 401k Participants Make Better Investment Decisions
An employer should look at what they need to do to attract and maintain talent. Once a need is established, the employer must assess all the different technologies and services a 3(38) can provide.
▪ Exclusive Interview: Maury McCoy And Cryptocurrency Basics
▪ Exclusive Interview: Pam Krueger Explains “Advice Gaps” and Food Trucks To 401k Plan Sponsors
▪ Exclusive Interview: Marcia Wagner Expands On Retirement Plan Financial Planning White Paper
▪ Exclusive Interview: Bob Veres Explores Fiduciary In New Ways
▪ Exclusive Interview: Peter Gulia Answers Whether Fiduciaries Should Fear If The Supreme Court Has Destabilized The Law?
Due Diligence
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What The Dot-Com Crash Still Teaches 401k Fiduciaries About The AI Stock Craze
ERISA does not require fiduciaries to predict market tops. It does, however, require a prudent process for selecting and monitoring investments.
▪ Is 401k 3(38) Delegation A Real Risk Transfer Or A Fiduciary Illusion?
▪ 401k Designated Investment Alternatives Demand Fiduciary Discipline
▪ Meaningful Benchmark Fight Reaches Supreme Court as Private Equity Push Expands 401k Risk
▪ When Index Construction Becomes a 401k Fiduciary Risk
▪ The Fiduciary Dilemma That Refuses to Die: The Conflicted Merit of 3(38) and 3(21)
Conflicts of Interest
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Supreme Court Scrutiny Reshapes 401k Fee Litigation
With Supreme Court scrutiny looming, comparator standards could either narrow or widen 401k fee litigation. Plan for both outcomes now.
▪ 401k AI Fee Benchmarking Saves Plan Sponsors
▪ The Fiduciary Futility Of 401k Fees
▪ A 401k Plan Sponsor Fiduciary Puzzle: Are Low Fees High Risk?
▪ Hughes v. Northwestern, Anyone? Why Don’t TSP Participants Deserve ERISA Fiduciary Protections?
▪ If You Meet Your Objectives, Does It Make Sense To Worry About Fees?
Opinion
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What The $955 Retirement Savings Headline Gets Wrong (And Why Fiduciaries Should Care)
The $955 retirement savings headline sparked national alarm, but fiduciaries must look beyond shock value to understand what the data truly reveals and how to respond.
▪ Why Doesn’t Anyone Care About Their 401k Anymore?
▪ 401k New Year Opportunities
▪ 401k Christmas Wish List
▪ Top 401k Stories of Summer 2025: Crypto, Private Equity, Trump IRAs
▪ 2025 Reader Survey: Are ERISA Fiduciaries Drowning in Rules or Dreaming of Robots?
MEP/PEP
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Why Are 401k PEPs Growing At A Slower Than Expected Rate?
There’s a fear that those rushing to promote their own PEPs are merely trying to return to the bundle service provider environment the industry evolved away from more than a decade ago. This makes due diligence all the more important.
